Auto Accidents and Hospital Fees – What You Need to Know
When you are involved in a car accident in California, one of the most important things you need to do is seek medical attention. For serious injuries, most auto accident victims are transported to the emergency room by ambulance. However, even if you are not transported to the ER from the accident scene, you may still have a hospital stay if you require surgery or complications develop in the days and weeks after the accident. For many accident victims, the hospital bills after a car crash can be substantial. If you are concerned about how to pay your hospital bills after an accident it is in your best interests to speak with a Sacramento car accident attorney to discuss ways to handle hospital bills after a car accident. Sacramento car accident lawyers can help you navigate the confusing post accident process.
Filing an Auto Accident Claim for Hospital Bills
If another person or party is responsible for causing the car crash, you may be entitled to reimbursement for your hospital bills and other medical costs. However, you will not receive compensation for hospital bills and other medical costs until your claim is settled. Unfortunately, you do not want to settle your claim until you reach maximum medical improvement (MMI) to determine if you suffered a permanent impairment and may require ongoing medical treatment.
How to Pay for Hospital Bills After a Car Accident?
While you are waiting to settle your injury claim, there are several ways to handle your hospital bills. You can use private health insurance or government programs like Medi-Cal, Medicare, or the Children’s Health Insurance Program (CHIP) to pay for medical costs after an accident. In addition, you may use your Med Pay coverage on your automobile insurance policy, which pays medical bills regardless of who caused the accident.
Hospital Liens for Car Accidents
If you do not have health insurance or other means of paying the hospital bills after a car accident, the hospital may claim a lien on proceeds from your injury claim. Before you sign a medical lien agreement for the hospital, you should consult a Sacramento car accident attorney. It is also important to note that hospitals may have a statutory lien on the settlement proceeds from an injury claim. A statutory lien requires your attorney to pay the hospital bills from the proceeds of your settlement before you receive any money for your injuries and damages.
By retaining a Sacramento car accident lawyer, you protect your rights to receive compensation from the party who caused your injuries. A skillful, experienced attorney understands the laws related to hospital bills and other medical bills. Your attorney will review the liens to ensure that the liens are proper and legal. In addition, your attorney will attempt to negotiate with your medical providers to accept less than is owed for medical expenses if your settlement is not sufficient to pay all medical bills, reimburse you for lost wages, and compensate you for your pain and suffering.
Talk With a Sacramento Car Accident Lawyer
Our goal is to recover the maximum amount of compensation available in your case. Our Sacramento car accident attorney works diligently to settle your injury claim for maximum value while negotiating with medical providers to lower medical costs. Contact our office as soon as possible for a consultation.
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Posted in: Auto Accidents